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<br>How Do I.? - Evaluate My Situation |
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- Alternatives to Court |
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- Get Help |
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- Legal Research |
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- Start/[Respond](https://www.safeproperties.com.tr) to a Case |
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- Discovery and Evidence |
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- Get ready for Court |
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- Judgments |
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- Appeals<br> |
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<br>Main navigation<br>[lowerys-vacation-homes.com](http://www.lowerys-vacation-homes.com) |
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<br>- Home |
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- How Do I.? - Evaluate My Situation |
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- Alternatives to Court |
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- Get Help |
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- Legal Research |
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- Start/Respond to a Case |
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- Discovery and Evidence |
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- Prepare for Court |
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- Judgments |
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- Appeals<br> |
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<br><br> |
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1. Real Estate and Other Housing |
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2. Foreclosure |
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3. Foreclosure Steps and Timeline<br> |
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<br>Foreclosure Steps and Timeline<br> |
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<br>This article explains the actions and timeline of a foreclosure case from starting to end.<br> |
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<br>1. Mortgage in default<br> |
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<br>Default = 1 day past mortgage due date |
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[- Lender](https://www.22401414.com) sends out Notice of Intent to Foreclose (generally sent 45 days after default) and a loss mitigation application<br> |
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<br>2. Foreclosure filed in Court<br> |
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<br>- Lender's law company submits Order to Docket. - Can submit any time after 45 days from when the Notice of Intent to Foreclose is sent (or 90 days in default)<br> |
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<br>- Lender needs to wait 28 days after submitting the Order to Docket before submitting the last loss mitigation affidavit |
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- Lender needs to file the last loss mitigation affidavit a minimum of thirty days before sale<br> |
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<br>3. Foreclosure mediation (optional action)<br> |
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<br>- Homeowner needs to submit mediation demand and send a payment of $50, within 25 days of:<br> |
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<br>- The Order to Docket, if final loss mitigation affidavit served at exact same time |
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- Receipt of last loss mitigation affidavit filed after the Order to Docket is filed |
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- In either case - 25 days from final loss mitigation affidavit<br> |
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<br>- 45 days after the property owner has actually been serviced with the Order to Docket if it has a last loss mitigation affidavit submitted with it |
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