From 7f7e1b55034235baa03eecb44f54f97c77b3f6f4 Mon Sep 17 00:00:00 2001
From: Latasha Verco <annabellemccaughey_3565@emailinbox.store>
Date: Sun, 15 Jun 2025 17:33:51 +0200
Subject: [PATCH] Add 'Foreclosure Steps And Timeline'

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 Foreclosure-Steps-And-Timeline.md | 39 +++++++++++++++++++++++++++++++
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 create mode 100644 Foreclosure-Steps-And-Timeline.md

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+<br>How Do I.? - Evaluate My Situation
+- Alternatives to Court
+- Get Help
+- Legal Research
+- Start/[Respond](https://www.safeproperties.com.tr) to a Case
+- Discovery and Evidence
+- Get ready for Court
+- Judgments
+- Appeals<br>
+<br>Main navigation<br>[lowerys-vacation-homes.com](http://www.lowerys-vacation-homes.com)
+<br>- Home
+- How Do I.? - Evaluate My Situation
+- Alternatives to Court
+- Get Help
+- Legal Research
+- Start/Respond to a Case
+- Discovery and Evidence
+- Prepare for Court
+- Judgments
+- Appeals<br>
+<br><br>
+1. Real Estate and Other Housing
+2. Foreclosure
+3. Foreclosure Steps and Timeline<br>
+<br>Foreclosure Steps and Timeline<br>
+<br>This article explains the actions and timeline of a foreclosure case from starting to end.<br>
+<br>1. Mortgage in default<br>
+<br>Default = 1 day past mortgage due date
+[- Lender](https://www.22401414.com) sends out Notice of Intent to Foreclose (generally sent 45 days after default) and a loss mitigation application<br>
+<br>2. Foreclosure filed in Court<br>
+<br>- Lender's law company submits Order to Docket. - Can submit any time after 45 days from when the Notice of Intent to Foreclose is sent (or 90 days in default)<br>
+<br>- Lender needs to wait 28 days after submitting the Order to Docket before submitting the last loss mitigation affidavit
+- Lender needs to file the last loss mitigation affidavit a minimum of thirty days before sale<br>
+<br>3. Foreclosure mediation (optional action)<br>
+<br>- Homeowner needs to submit mediation demand and send a payment of $50, within 25 days of:<br>
+<br>- The Order to Docket, if final loss mitigation affidavit served at exact same time
+- Receipt of last loss mitigation affidavit filed after the Order to Docket is filed
+- In either case - 25 days from final loss mitigation affidavit<br>
+<br>- 45 days after the property owner has actually been serviced with the Order to Docket if it has a last loss mitigation affidavit submitted with it
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