There is nothing remotely out of the ordinary about Angela Lloyd and Lee Phillips' semi-detached home on a quiet cul-de-sac in Merseyside.
And to the typical eye, Lloyd appears like a normal middle-aged mum who works relentlessly to take care of her ill husband.
So it was to the large shock of neighbours when authorities came down on their driveway to rob the couple's St Helens home.
Hiding behind the family's net curtains remained in fact a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer money.
Lloyd, 58, sobbed 'Oh my god' as she was imprisoned this week over a string of untruths including utilizing a dead woman's identity, making up 'phony' medical conditions for her son, and producing pseudonyms to work while declaring carers allowance.
Husband Phillips, 54, was also jailed after the set's enormous advantages scams was finally exposed.
While the couple handled to siphon off their ill-gotten gains for many years - neighbours have revealed to MailOnline the apparent hints that the couple were running a rip-off.
Angela Lloyd defrauded the taxpayer of ₤ 170k over a period of 11-and-a-half years. Detectives revealed a web of lies consisting of the development of pseudonyms to claim advantages
The scammer next door: The assuming semi-detached house Lloyd had actually moved into with Phillips. Phillips had actually failed to reveal this to the council when she relocated in 2018
Phillips envisioned in an Aid for Heroes hoodie throughout a street party held for the late Queen's Diamond Jubilee. He is stated to have actually played a DJ set at the occasion
Initially, neighbours on Birch Gardens were fretted for the couple after Phillips was seen looking extremely frail as he would 'hobble' on his strolling adhere to satisfy his carers.
But they were then left puzzled when he was at other times spotted cleaning his BMW, driving, and even playing a DJ set for their street party for the late Queen's Diamond Jubilee.
Locals likewise informed of how there was 'constantly something dodgy' about Lloyd, which she would never ever look individuals 'in the eye', but would boast about 'secret ₤ 60k caravan' they would escape to on the weekends.
Lloyd was sentenced to two years after Liverpool Crown Court discovered she fraudulently took almost ₤ 170,000 in benefits over a decade, and likewise assisted Phillips falsely declare advantages worth ₤ 100,000, as reported by the Liverpool Echo.
When neighbours saw them leaving among their two vehicles earlier today, they thought they were going off to stay at their secret caravan, only to find they were going to prison.
One neighbour told MailOnline of the couple: 'I thought they were dodgy as he made a genuine program of not being able to walk whenever his carers were here.
'He was shuffling along and holding onto his cars in the driveway before he took a long period of time to get to his carer's cars and truck on his strolling stick.
'But the next thing I saw him washing his BMW in the driveway - he appeared to be strolling fine then.
'And he did a DJ set for the Queen's Jubilee party back in 2022. He had all the speakers out and whatever.
'But after the cops raid, they ended up being more reserved and didn't say a lot to individuals.
'There was always something dodgy about her - she would not look individuals in the eye and bragged about going to her ₤ 60,000 caravan however would never say where it was.
'They would take her teenage child and disappear on a Thursday night and not come home until Sunday.'
Phillips had fraudulently claimed ₤ 100k in PIP, housing advantages, employment support allowance and council tax decreases that he was not qualified for. Neighbours informed of how he would look 'frail' and 'hobble on a strolling stick' in the presence of carers, however at other times was seen 'strolling fine'
Following the police raid secret suburban street, neighbours were entrusted to questions as to why the couple had been arrested - and some allege Lloyd had later informed them it was down to pet dog breeding.
But these concerns were finally laid to rest on Tuesday when the court heard how Lloyd had actually declared an overall of ₤ 169,394.15 which she was not received in housing advantages, carers allowance and individual independence payments throughout 11-and-a-half years.
With the assistance of Lloyd, Phillips was likewise discovered to have illegally claimed ₤ 100,980.71 through PIP, housing benefits, work support allowance and council tax decreases given that 2018.
Olivia Beesley, prosecuting, laid out how the mom's elaborate rip-off started when she wrongly began claiming housing benefits for a caravan on Riverside Walk in Southport - which was found to be a 'fictitious address'.
She even made a phony occupancy arrangement for the 'completely fictitious caravan', ultimately filching ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent house.
Then in 2018, she started making fraudulent claims that her partner needed 'several daily carers to take care of his needs'. She reached utilizing Phillips' sister Zoe's birth certificate to impersonate his brother or sister and claim that she was his primary carer.
She likewise lied that she was unable to work due to being a full-time carer, but was discovered to have actually been working under a false identity Wendy Lloyd at care business Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.
In 2022, she started developing 'incorrect medical conditions' for her boy, declaring she had actually a carer called Joyce Bibby - a dead lady's . Nearly ₤ 10k in false impairment living allowance overpayments were claimed in relation to this.
She again utilized the deceased woman's name as being her social worker to claim ₤ 13,526.70 of PIP, specifying that she required carers due to 'health conditions'.
Neighbours told of how Lloyd would boast about a '₤ 60k caravan' in a secret place that she never ever revealed, and would say they were going to remain at the caravan from Thursday to Sunday
One neighbour stated they saw the couple packing up on of their cars earlier today and presumed they were going off to their 'caravan', just to later on find out they were off to prison
When MailOnline went to Phillips' address in Birch Gardens which he shared with Lloyd, neighbours revealed how the couple and her boy would allegedly go off to a caravan on the weekends.
It is not understood whether this was the same 'fictitious caravan' which took place to have never existed, or a certainly a different, genuine caravan.
Leni Newton, 63, stated: 'She informed individuals that the cops raid was because someone had actually informed on her for reproducing border collie young puppies without a licence.
'I'm stunned they've been jailed. I believed they were all above board.
'I just saw them a few days ago leaving suitcases - I thought they were simply going to their caravan.'
She added: 'I understand they met as she was his carer. He was wed however Angela moved in. I thought she had lived in Southport.
'I did see his ex-wife parked up in the street enjoying his home when they split.
'She was undoubtedly spying on them.'
Her partner David Manchester, 70, said: 'It's a huge surprise they appeared to be living a double life.
'There were a great deal of police came here.
'He was at the street party for the Queen however other times he did appear really frail.'
Hand in Hand homecare company verified to MailOnline that Lloyd had bona fide recommendations, DBS checks and training certificates in the name of Wendy Lloyd.
A spokesperson stated: 'We sacked her immediately when we learnt the truth.
'All her DBS and recommendations took a look at. The police said we had actually done absolutely nothing incorrect.'
The court heard how Phillips also duped cash from the general public purse by failing to reveal the truth that Lloyd had moved into his home in 2018 - enabling him to continue claiming more than ₤ 13k in housing benefits and ₤ 2.2 k in council tax reductions.
He is also stated to have 'exaggerated' his medical conditions and need for care, stating that he was unable to do anything for himself.
He stated himself 'unfit for work' and stopped working to discuss his other half's wage - unlawfully swiping ₤ 51k in work assistance allowance.
However, Phillips alleged that Lloyd had completed the kind and had simply 'asked him to sign it'.
Phillips' counsel Jim Smith argued he has a 'complicated current history' of psychological health and disabilities consisting of neurological disorder, anxiety and anxiety.
He was likewise stated to have a pacemaker fitted and appeared in court in a wheelchair.
While Phillips had no previous convictions connecting to similar matters, nevertheless Lloyd's rap sheet shows previous entries for theft and dishonesty offenses dating as far back as the 1980s - though her last appearance remained in 2012.
Lloyd was jailed for two years after admitting 7 counts of fraud by incorrect representation, and Phillips was also seen wiping back tears as he was jailed for 20 months for fraud by incorrect representation and three counts of dishonestly stopping working to divulge details to make a gain.
hud.gov
Sentencing, Judge Simon Medland KC stated: 'Over an 11-year duration, or more than that, you, Angela Lloyd, handled to defraud the general public of just except ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year duration, you had about ₤ 20,000 each year which you defrauded from the general public.
'For those who seek to defraud the public of scarce and important advantages which need to be directed to those who require them, not those who just want to have them for reasons of personal greed, that is a major offense devoted by each of you over an extended period of time.'
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How Ordinary Housewife but Was Running Secret ₤ 270k Benefits Scam
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