1. Helping Americans
2. Avoiding Foreclosure
Avoiding Foreclosure
On This Page
Are You At Risk of Foreclosure?
Tips for Avoiding Foreclosure
When a Loan Provider Won't Deal With You
Related Information
Speak to a HUD-Approved Housing Counseling Agency
FHA Loss Mitigation Services
There are a number of programs to help house owners who are at risk of foreclosure and otherwise dealing with their regular monthly mortgage payments. Please continue checking out for a summary of resources offered.
Please read FHA's pamphlet, "Save Your Home: Tips to Avoid Foreclosure," also published in Spanish, Chinese and Vietnamese.
Contact Your Lender
If you are experiencing problems making your mortgage payments, you are encouraged to call your lender or loan servicer directly to inquire about foreclosure prevention choices that are available. If you are experiencing problem communicating with your mortgage lending institution or servicer about your requirement for mortgage relief, there are organizations that can assist by getting in touch with loan providers and servicers in your place.
Assistance for FHA-Insured Homeowners
The Federal Housing Administration (FHA), which belongs of the U.S. Department of Housing and Urban Development (HUD), is working aggressively to stop and reverse the losses represented by foreclosure. Through its National Servicing Center (NSC), FHA offers a variety of numerous loss mitigation programs and informative resources to help FHA-insured house owners and home equity conversion mortgage (HECM) debtors dealing with financial challenge or unemployment and whose mortgage is either in default or at danger of default.
Click Here to log onto the NSC Loss Mitigation Programs home page.
Click on this link for answers to Frequently Asked Questions about FHA's loss mitigation programs.
Contact FHA
act4u.com
FHA staff are available to assist answer your questions and assist you to better comprehend your choices as an FHA customer under these loss mitigation programs. There are several methods you can call FHA for more details, consisting of:
- Call the National Servicing Center at (877) 622-8525
- Call the FHA Outreach Center at (800) CALL FHA (800-225-5342).
- Persons with hearing or speech problems might access this number through TTY by calling the Federal Information Relay Service at (800) 877-8339.
Email the FHA Resource Center.
The Online FHA Resource Center.
Are you at danger of foreclosure and losing your home?
Foreclosure doesn't take place over night
Have you missed your home payment?
Look for a HUD-approved housing counselor, or.
- Call toll totally free (800) 569-4287 to discover a housing counselor near you, or.
- Call the Homeowners Hope Hotline at (888) 995-HOPE.
Haven't missed out on a house payment yet, however afraid you might?
Has your monetary scenario altered due to a mortgage payment increase, loss of task, divorce, medical expenditures, increase in taxes or other factors?
trans4mind.com
- Is your charge card financial obligation ending up being uncontrollable?
- Are you using your charge card to buy groceries?
- Is it ending up being hard to pay all your month-to-month costs on time?
If it's ending up being harder to make your house payment every month:
Contact a HUD-approved Housing Counselor, or.
- Call toll totally free (800) 569-4287 to discover a housing counselor near you.
- Read our Tips for Avoiding Foreclosure.
Few people believe they will lose their home
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Are you at Risk Of Foreclosure?
Hermelinda Llanas edited this page 6 days ago